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Sat/Sun 10th/11th March - What small DFW things will you be doing today?!

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determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 10 March 2012 at 11:29AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :beer: Happy Saturday :j its so good I no longer have to work weekends :D


Morning guys thought I'd start us off as clearly everyone is still in bed!

Ok my plans on the DFW front today:
  • [STRIKE]check banking[/STRIKE]
  • [STRIKE]check ccs[/STRIKE]
  • [STRIKE]transfer stoozing spends into savings account[/STRIKE]
  • meter readings & finally give them to eon
  • [STRIKE]call BG re final bill[/STRIKE]
  • do car checks - oil/water/tyres
  • get petrol (still haven't purchased any petrol even though its been on red since Tues!)
  • check through fridge/cupboard & do meal plan - haven't been shopping in 10 days so things are getting bare, although freezer is still full
  • do shopping list
  • get items needed to do maint on car to get rid of rust & need a self tapping screw for the bumper
  • call old insurer and cancel renewal

Think that's all I'll do for today. As have something to do for most of the day. May go out for a drink with oh later as I fancy getting out :beer:

Have a great day everyone x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«134

Comments

  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 March 2012 at 9:23AM
    Morning all
    Thanks DNMS enjoy if you go out

    [STRIKE]
    Its my dads birthday today so I'll be up there later, I bought him a whole fruit garden in a box for his b'day I hope he likes it

    [/STRIKE] he seemed to like it and i made him a cake mum made us tea [STRIKE]Oh is out tonight at concert[/STRIKE] dont know how it went he is still in bed
    DD1 is at her dads back teatime

    Today
    need to get bread and milk
    laundry on - need to make sure uniforms are done
    my organic veg box came [STRIKE]yesterday[/STRIKE] is great need to do mealplan
    check grabbit
    think thats it
    have a good day
    Nat
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • bt1
    bt1 Posts: 443 Forumite
    Eighth Anniversary Combo Breaker
    edited 10 March 2012 at 12:45PM
    Morning DNMS :wave:

    This is early for me! ...but i was awake so thought I'd actually get out of bed and do something! Nothing planned for today so think ill have a big sort out!

    List:

    [STRIKE]- Check bank - Can't do this at the mo as natwest are still down from their overnight maintenance.[/STRIKE]
    - Sort out/appeal parking ticket - apparently i cant appeal yet - have to wait 72hours.... must remember to do this!!
    - Sort out my room
    - Ebay anything I dont want/need anymore
    - Washing
    - NSD
    - Studying - need to catch up!

    Hope everyone has a good day! :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all

    Thanks DNMS for starting us off. Hope you have a great weekend hon
    natlie - enjoy your veg box - we love em!

    Have to post and run..will be back later!!:

    Today I will:

    - hope for good day on panels
    -declutter a min. of 10 things for EBay
    -PAD
    -stick to meal planner
    - shop carefully in ALDi and stop DDs just chucking in "unecessaries"!


    Think thats it - could be a LSD if we are clever. This eve plan to have Family Movie Night - staying in - so that will be good

    Have a great weekend everyone

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • yorpington
    yorpington Posts: 252 Forumite
    Eighth Anniversary Debt-free and Proud!
    Morning everyone

    + Check banking
    + Post another eBay sale
    + Close rubbish (empty :rotfl:) ISA so I can apply for a better one.
    + Make charity donations
    + Top-up grocery shop from meal plan, using money from the envelope
    + Make a savoury tart and some breakfast bars for this week.
    + Dinners from freezer leftovers/store cupboard
    + Plan to go swimming and to the cinema at some point. Both free!

    :T Have a lovely weekend everyone.
  • anna_d_2
    anna_d_2 Posts: 92 Forumite
    Morning everyone!
    My mum has taken my youngest out for the morning so I'm about to set into the cleaning. House is looking very cluttered - toys everywhere. Am going to have a good sort out and when the house is tidier I feel calmer.

    Today's plans:

    Take medication to help stop anxiety :eek:
    Check Bank
    Two loads of washing and drying, sorting and putting away
    Hoovering, dusting, decluttering.
    Have a good look through the cupboards to plan our weekly shop - plan a meal to use the fresh bits we've not got through yet.
    Check Onepoll.
    Trying for a NSD unless I decide to actually do the grocery shopping.
  • redsam
    redsam Posts: 233 Forumite
    Morning All

    definately not a NSD or a LSD! Got a meak at a friends house..we are all taking a dish...mine is cheap but the bottle of wine and other bits of shopping..

    Even though ot lovely and sunny I am doing house work...so tomorrow I can spend the day at the allotment and get loads of seeds planned :-)

    :-)
    been away for a while..need to get on financial track!
    :eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraft
    Allotment plot holder since Feb 2008 :j
  • Nottoobadyet
    Nottoobadyet Posts: 1,754 Forumite
    Debt-free and Proud!
    g'morning, ladies!

    Thanks for starting us, DNMS. Hope things are OK on your side.
    Sounds like most people have nice, relaxing weekends planned.

    this weekend I -
    - bike everywhere I need to go
    - had meeting all morning with guys for business venture - its sorta kinda coming together! whee!
    - buy some fruit for sunday breakfast, making muffins and french toast but dont want to be carb only
    - go out to dinner for friends new job celebration for a friend - eek likely to be expensive!
    - meet with colleague this afternoon to catch up on some worky things
    - probably do more or less the same tomorrow!

    NTBy
    Mortgage free by 30:eek:: £28,000/£100,000
    :DDebt free as of 1 October, 2010:D
    Taking my frugal life on the road!
  • ixia
    ixia Posts: 1,338 Forumite
    Afternoon everyone and thanks to DNMS for starting us :)
    Today so far:
    • I have gutted house from top to bottom and hoovered and mopped all floors been up since 6.30 I am glad it's all done
    • done an ironing
    • checked e-mails
    • still trying to get through to V!rgin- wireless still not working it works with an ethernet though don't know what's wrong. I have been trying to get through since Thurs I'm getting really frustrated :mad:
    • sorted through a bit of paperwork
    Still to do:
    • go to [EMAIL="Homeb@se"]Homeb@se[/EMAIL] to return some extra tiles and get refund
    • hopefully hang out a load of washing if it clears up
    • try V!rgin again or will have to hook pld wireless back up as DS's mates coming round to book their hols tonight so will need to be able to use his laptop
    • try and make a dinner from what's in and look at meal plan for rest of week to see what I need to get
    That's it, my friends are coming round tonight so will be chilling with a few drinks have a good weekend everyone.
  • Afternoon all!

    Thank god for the weekend! Had a lovely relaxing morning then been out to lunch with a friend. Been eating loads of carp lately so decided to have a salad - prawn and salmon. Restaurant had run out of salad so I asked for a piece of chicken to replace it...came with three pieces of friend breadcrumbed chicken - why would they do that to someone wanting a healthy meal...idiots lol

    Anyway, today's small things:

    - tried to persuade tv delivery man to put tv on wall for cash in hand instead of paying currys £100 - sadly he didn't have time :(
    - heating off bbbrrrrrr
    - clicks, bingo and surveys
    - brekkie and tea from stores
    - gonna use 241 blockbuster voucher for movie night with DS later

    think that;s about it, enjoy the rest of the day everyone!
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Afternoon all!

    I have been the soup Queen today. Batch made - Super Greens Soup, Tomato and balsamic vinegar soup and creamy tomato soup! Some lunches sort for the week. Should have a minimum of 15 servings i hope.

    Today

    Made soup
    Blend and portion soup
    Housework
    DD's to ballet
    Cross make 5 soups from scratch off my 101 list
    Have a look through my 101 list
    Dinner of pasta and meatballs to use up remaining tomatoes and peppers i have left over
    Babysit my niece this evening
    Found £2 - updated sig and put in sealed pot

    Thats is for me! xxx
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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