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Sat/Sun 10th/11th March - What small DFW things will you be doing today?!
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determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :beer: Happy Saturday :j its so good I no longer have to work weekends
Morning guys thought I'd start us off as clearly everyone is still in bed!
Ok my plans on the DFW front today:
Think that's all I'll do for today. As have something to do for most of the day. May go out for a drink with oh later as I fancy getting out :beer:
Have a great day everyone x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :beer: Happy Saturday :j its so good I no longer have to work weekends

Morning guys thought I'd start us off as clearly everyone is still in bed!
Ok my plans on the DFW front today:
- [STRIKE]check banking[/STRIKE]
- [STRIKE]check ccs[/STRIKE]
- [STRIKE]transfer stoozing spends into savings account[/STRIKE]
- meter readings & finally give them to eon
- [STRIKE]call BG re final bill[/STRIKE]
- do car checks - oil/water/tyres
- get petrol (still haven't purchased any petrol even though its been on red since Tues!)
- check through fridge/cupboard & do meal plan - haven't been shopping in 10 days so things are getting bare, although freezer is still full
- do shopping list
- get items needed to do maint on car to get rid of rust & need a self tapping screw for the bumper
- call old insurer and cancel renewal
Think that's all I'll do for today. As have something to do for most of the day. May go out for a drink with oh later as I fancy getting out :beer:
Have a great day everyone x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Morning all
Thanks DNMS enjoy if you go out
[STRIKE]
Its my dads birthday today so I'll be up there later, I bought him a whole fruit garden in a box for his b'day I hope he likes it
[/STRIKE] he seemed to like it and i made him a cake mum made us tea [STRIKE]Oh is out tonight at concert[/STRIKE] dont know how it went he is still in bed
DD1 is at her dads back teatime
Today
need to get bread and milk
laundry on - need to make sure uniforms are done
my organic veg box came [STRIKE]yesterday[/STRIKE] is great need to do mealplan
check grabbit
think thats it
have a good day
NatDMP 2021-2024: £30,668 £0 🥳
Current debt: £7823.62 7720.52 7417.940 -
Morning DNMS :wave:
This is early for me! ...but i was awake so thought I'd actually get out of bed and do something! Nothing planned for today so think ill have a big sort out!
List:
[STRIKE]- Check bank - Can't do this at the mo as natwest are still down from their overnight maintenance.[/STRIKE]
- Sort out/appeal parking ticket - apparently i cant appeal yet - have to wait 72hours.... must remember to do this!!
- Sort out my room
- Ebay anything I dont want/need anymore
- Washing
- NSD
- Studying - need to catch up!
Hope everyone has a good day!0 -
Hi all
Thanks DNMS for starting us off. Hope you have a great weekend hon
natlie - enjoy your veg box - we love em!
Have to post and run..will be back later!!:
Today I will:
- hope for good day on panels
-declutter a min. of 10 things for EBay
-PAD
-stick to meal planner
- shop carefully in ALDi and stop DDs just chucking in "unecessaries"!
Think thats it - could be a LSD if we are clever. This eve plan to have Family Movie Night - staying in - so that will be good
Have a great weekend everyone
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Morning everyone
+ Check banking
+ Post another eBay sale
+ Close rubbish (empty :rotfl:) ISA so I can apply for a better one.
+ Make charity donations
+ Top-up grocery shop from meal plan, using money from the envelope
+ Make a savoury tart and some breakfast bars for this week.
+ Dinners from freezer leftovers/store cupboard
+ Plan to go swimming and to the cinema at some point. Both free!
:T Have a lovely weekend everyone.0 -
Morning everyone!
My mum has taken my youngest out for the morning so I'm about to set into the cleaning. House is looking very cluttered - toys everywhere. Am going to have a good sort out and when the house is tidier I feel calmer.
Today's plans:
Take medication to help stop anxiety :eek:
Check Bank
Two loads of washing and drying, sorting and putting away
Hoovering, dusting, decluttering.
Have a good look through the cupboards to plan our weekly shop - plan a meal to use the fresh bits we've not got through yet.
Check Onepoll.
Trying for a NSD unless I decide to actually do the grocery shopping.0 -
Morning All
definately not a NSD or a LSD! Got a meak at a friends house..we are all taking a dish...mine is cheap but the bottle of wine and other bits of shopping..
Even though ot lovely and sunny I am doing house work...so tomorrow I can spend the day at the allotment and get loads of seeds planned :-)
:-)been away for a while..need to get on financial track!:eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraftAllotment plot holder since Feb 2008 :j0 -
g'morning, ladies!
Thanks for starting us, DNMS. Hope things are OK on your side.
Sounds like most people have nice, relaxing weekends planned.
this weekend I -
- bike everywhere I need to go
- had meeting all morning with guys for business venture - its sorta kinda coming together! whee!
- buy some fruit for sunday breakfast, making muffins and french toast but dont want to be carb only
- go out to dinner for friends new job celebration for a friend - eek likely to be expensive!
- meet with colleague this afternoon to catch up on some worky things
- probably do more or less the same tomorrow!
NTByMortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Afternoon everyone and thanks to DNMS for starting us
Today so far:- I have gutted house from top to bottom and hoovered and mopped all floors been up since 6.30 I am glad it's all done
- done an ironing
- checked e-mails
- still trying to get through to V!rgin- wireless still not working it works with an ethernet though don't know what's wrong. I have been trying to get through since Thurs I'm getting really frustrated :mad:
- sorted through a bit of paperwork
- go to [EMAIL="Homeb@se"]Homeb@se[/EMAIL] to return some extra tiles and get refund
- hopefully hang out a load of washing if it clears up
- try V!rgin again or will have to hook pld wireless back up as DS's mates coming round to book their hols tonight so will need to be able to use his laptop
- try and make a dinner from what's in and look at meal plan for rest of week to see what I need to get
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Afternoon all!
Thank god for the weekend! Had a lovely relaxing morning then been out to lunch with a friend. Been eating loads of carp lately so decided to have a salad - prawn and salmon. Restaurant had run out of salad so I asked for a piece of chicken to replace it...came with three pieces of friend breadcrumbed chicken - why would they do that to someone wanting a healthy meal...idiots lol
Anyway, today's small things:
- tried to persuade tv delivery man to put tv on wall for cash in hand instead of paying currys £100 - sadly he didn't have time
- heating off bbbrrrrrr
- clicks, bingo and surveys
- brekkie and tea from stores
- gonna use 241 blockbuster voucher for movie night with DS later
think that;s about it, enjoy the rest of the day everyone!GOD BLESS DURAN DURAN
Official DFW Nerd Club - Member no 293 Proud to be dealing with my debtsMarch NSD 5/10 March Make £5 Day £99.28/£1550 -
Afternoon all!
I have been the soup Queen today. Batch made - Super Greens Soup, Tomato and balsamic vinegar soup and creamy tomato soup! Some lunches sort for the week. Should have a minimum of 15 servings i hope.
Today
Made soup
Blend and portion soup
Housework
DD's to ballet
Cross make 5 soups from scratch off my 101 list
Have a look through my 101 list
Dinner of pasta and meatballs to use up remaining tomatoes and peppers i have left over
Babysit my niece this evening
Found £2 - updated sig and put in sealed pot
Thats is for me! xxx
Orange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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