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desperate to get out of debt - what are my options?

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  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    I have found doing the DMP fine. Yes I have had lots of default notices, and one debt passed over to a debt collection company but they have been OK. No threats of court or anything like that. If you do a DMP through a recognised charity such as CCCS or payplan most creditors play ball and all your payment will go towards paying your debt. It doesn't mean they won't hassle you at the beginning but eventually things will settle down.
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
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