Annoyed at mortgage arrangement fees, is it a rip off?

regularsaver1

All the information is in the Key facts about these fees. and the offer

Indispensable_Hobbes

maybe you should rent ... then you wouldnt have this worry ;p

regularsaver1

Not going to get anywhere with this one - seems like a know it all (the ones that don't)

Wig

jenyking wrote:

I was just about to say the same thing.

The whole point of a KFI is to make it easy to compare lenders.

Mortgages are complicated things these days. tracking, fixed, variable lalallalala there needs to be such documentation to protect the company as well as the customer.

I dont know how many times i hear at work "i didnt know about the early repayment charge" well you "read" the offer and signed it to say you agree with it. makes me giggle sometimes. people threatening to take their business elsewhere because the company wont waive ercs.

Fine and dandy KFI (I had some for lunch) all I'm saying is make them simpler.

Indispensable_Hobbes

cant help those who wont help themselves!

Wig

regularsaver1 wrote:

Not going to get anywhere with this one - seems like a know it all (the ones that don't)

Yeah, I think I'll voluntarily retire to bed, but wait aren't the manufacturing of matresses heavily regulated? Does that mean I have to fill out a form to go to bed?

AndyWallace

Wig wrote:

Fine and dandy KFI (I had some for lunch) all I'm saying is make them simpler.

Good night, thanks for the laughs.

Andy.

Wig

regularsaver1 wrote:

All lenders and banks literature has to be signed off for use by the FSA

most lenders have numbers on their leaflets/posters ect as a compliance number

so what is used at the moment, must be approved

Oh really, Sea Bass is only £7.50 per Kilo amazing!

regularsaver1

!!!!!!

I am curious what is in your brain and what your job is

nah, not really
did you used to be called Kenshaz??

AndyWallace

regularsaver1 wrote:

!!!!!!

I am curious what is in your brain and what your job is

nah, not really
did you used to be called Kenshaz??

lol. i very nearly asked the same question.