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will defaults be removed
Comments
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yes thats the only negative.
im a bit miffed at myself cos the NRock was a silly loan that i regret taking. without that one my record would be clean by april 2013. now i have to wait until dec 2013.
still, it was my own fault, so will just have to take it on the chin.
but the news that my record will be clean by then end of next year is great.
many thanks for your helpfind a deal....pass it on :beer:0 -
just thinking........ as i owe money on these debts it is possible for me to negotiate an early repayment in return for them removing the defaults on payment?find a deal....pass it on :beer:0
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anyone think its worth trying to negotiate a removal of default in return for a full and early replayment?find a deal....pass it on :beer:0
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singledaddy wrote: »anyone think its worth trying to negotiate a removal of default in return for a full and early replayment?
May be worth a try, but 99.99% of the time lenders or debt collectors refuse such bargains.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
i'll give it a go with the NRock debt as that will mean an 8 month difference in getting a clean record.
my rating at expedia is 972, so if I can get the default removed i will be in a good situation.find a deal....pass it on :beer:0 -
Personally I would say you chances with Northern Rock are nil.
It's normally only 3rd party debt collectors that are willing to do a deal, and even then it's exceptionally rare.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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