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Mortgage, do I need a broker?

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Comments

  • Sorry looking for 80K with 20K deposit, so 100K all in all

    Earn 25K now, will be earning 30K approx at time of application
  • can anyone help me plz
  • Can anyone help me please, there seems to be lots of replies, but then everyone started talking about Halifax mortgage rates.

    If anyone knows I would be very grateful?

    Many Thanks
  • ACG
    ACG Posts: 24,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Take a copy of your credit report to a broker, they will let you know if you have a decent chance of getting a mortgage. Nobody can say for sure whether you will get accepted or not.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks for your reply, I am very grateful.

    Do you think it is worth doing that though, have you ever helped anyone with adverse data, I see people with defaults and often think my missed payments are not as bad as that? or is that not true?

    Thanks Again.
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