We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Fixed running out - when apply for new mortgage?
d18set
Posts: 89 Forumite
Hi
We are on a fixed rate mortgage which runs out in August. Any advice on how soon we should start the process of applying for a new fixed mortgage. Can you apply in advance and effectively hold the mortgage offer if you have seen a deal that interests you?
We are looking for another 5 year (ish) fixed and need to borrow around 75%.
Any help / advice gratefully received.
Regards
We are on a fixed rate mortgage which runs out in August. Any advice on how soon we should start the process of applying for a new fixed mortgage. Can you apply in advance and effectively hold the mortgage offer if you have seen a deal that interests you?
We are looking for another 5 year (ish) fixed and need to borrow around 75%.
Any help / advice gratefully received.
Regards
0
Comments
-
Personnally I contact my clients 3 and a half months before their deal ends to discuss a remortgage. If there is need to do anything it can be started almost straight away as most remortgage offers last 3 months.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards