Easiest place to get an unsecured loan (at sensible rates?)

wigwam_salesman

Where is the easiest place to get an unsecured loan? I had credit problems about seven years ago so I have stayed away from finance.

My credit file now has nothing adverse on it (oh, I was one month late with my mobile phone bill one month). My credit lines are 2 credit cards, 2 current accounts (one has an overdraft facility) and my mobile phone.

I lodge at a friends and I am currently not on the electoral roll, and I have quite a lot of recent searches (I only found out the number of searches affects you recently and I have been applying online for loans and getting knocked back). I am told that the reason I am being knocked back online is more than likely the lack of electoral roll registration.

What options do I have?

Luke

Your bank. If you have been with them any length of time they will have enough info on you from the way you manage your account.

Blushbaby

Ask your friend if you can get on the electoral register. You gonna be living there long?

wigwam_salesman

I have just taken in my electoral roll form. I am not going to be there very long so I have put my mum and dads address on it. Maybe a bit naughty but I don't want my credit file looking like I move house every 3 months.

I have only been with my bank for about 6 months. As I said I stayed away from finance for about 6/7 years. Only thing I had was a building society savings account with a cash card.