We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay creditors or learn to drive to get a job what would you do?

2»

Comments

  • mancitychick
    mancitychick Posts: 977 Forumite
    Part of the Furniture
    If it was me I would learn to drive. Yes there is no guarantee of this getting you a job but surely it enables you to widen your search and possible apply for jobs were a license is a job requirement.
  • falko89
    falko89 Posts: 1,687 Forumite
    If it was me I would learn to drive. Yes there is no guarantee of this getting you a job but surely it enables you to widen your search and possible apply for jobs were a license is a job requirement.

    Yeah I was thinking that, but if it goes wrong I won't even be able to make token payments to creditors as I will receive no JSA
  • falko89
    falko89 Posts: 1,687 Forumite
    Don't know how many creditors you have etc, but could you not learn to drive whilst holding back £100/200 of the driving fund money to make a £1 a month payment to each creditor. Hopefully ths would leave you with enough to pass your test.

    Yeah good thinking, hopefully it wouldn't cost that much, I believe its cheaper if you buy lessons in bulk. Its an option.
  • mancitychick
    mancitychick Posts: 977 Forumite
    Part of the Furniture
    If ths not do-able, I would still learn to drive and tell creditors the payment will stop as my JSA has stopped and you will commence when you get a job. However that's me, you have to decide for yourself! :)
  • EndlessStruggle
    EndlessStruggle Posts: 1,342 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm going with a mix of both. It depends where you live but for me I'm in the countryside with no reliable public transport, if I could drive the doors of employment would be much more open as for now it's very restricted. Could you be insured as a learner on your partners car as you could end up having to pay less on driving lessons? You can find theory info online as well as information sheets etc on maneuvers and driving skills, my instructor basically read off sheets like that the whole time. And then spend what ever is left on your debts?
  • falko89
    falko89 Posts: 1,687 Forumite
    I'm going with a mix of both. It depends where you live but for me I'm in the countryside with no reliable public transport, if I could drive the doors of employment would be much more open as for now it's very restricted. Could you be insured as a learner on your partners car as you could end up having to pay less on driving lessons? You can find theory info online as well as information sheets etc on maneuvers and driving skills, my instructor basically read off sheets like that the whole time. And then spend what ever is left on your debts?

    Something like that would be sensible and I could do but its all or nothing, I'm not even allowed to repay my parents the 150 they lent me for rent when the housing benefit was messing about, throwing my 3k at my debts without a DRO would be pointless.
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What about a moped?
  • falko89
    falko89 Posts: 1,687 Forumite
    Annisele wrote: »
    What about a moped?

    How do I buy it? This is the problem
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.