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Partial settlement

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Hi, first post!

I have some debts which have been cleared of my credit report (6 years have past).
I am still paying the debts off monthly.
The question is if i agree to pay a debt of partially , can the creditor mark this on my file if the entry no longer exists?
Can they put a new entry on?

Many Thanks

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    No - providing they have dropped off because defaults were issued more than 6years ago then they cannot put anything new on your file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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