📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Partial settlement

Hi, first post!

I have some debts which have been cleared of my credit report (6 years have past).
I am still paying the debts off monthly.
The question is if i agree to pay a debt of partially , can the creditor mark this on my file if the entry no longer exists?
Can they put a new entry on?

Many Thanks

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    No - providing they have dropped off because defaults were issued more than 6years ago then they cannot put anything new on your file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.