We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Partial settlement
Options

MikeJK
Posts: 18 Forumite
Hi, first post!
I have some debts which have been cleared of my credit report (6 years have past).
I am still paying the debts off monthly.
The question is if i agree to pay a debt of partially , can the creditor mark this on my file if the entry no longer exists?
Can they put a new entry on?
Many Thanks
I have some debts which have been cleared of my credit report (6 years have past).
I am still paying the debts off monthly.
The question is if i agree to pay a debt of partially , can the creditor mark this on my file if the entry no longer exists?
Can they put a new entry on?
Many Thanks
0
Comments
-
No - providing they have dropped off because defaults were issued more than 6years ago then they cannot put anything new on your file.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards