We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander ISA's

Options
What does it take to get this organisation to acknowledge its made a mistake?.

My 87 year old mother has an ISA with this "bank" and they deducted tax from one of the interest payments. After the fourth letter of complaint (no acknowledgements for the first three!), they acknowledged that tax had been deducted and then simply said ".. I cannot find any evidence to suggest Santander have made an error..." !!. So who made the error - was it my mother!!?.

Comments

  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    jbtapscott wrote: »
    So who made the error - was it my mother!!?.

    Yes - she should never have gone to Santander. ;)
  • qpop
    qpop Posts: 555 Forumite
    If they have provided a "full and final response" (which should be made clear in the letter), and you are not happy with the outcome, escalate the complaint to the Financial Ombudsman Service - http://financial-ombudsman.org.uk/
    I am an IFA, but nothing I say on this forum constitutes financial advice. Always draw your own conclusions and always do your own research.
  • Nine_Lives
    Nine_Lives Posts: 3,031 Forumite
    I don't know how they ignored you. I've complained ( many times recently) & told them not to call me. Reply to me how i contact them - email or letter.
    I get no end of phone calls.

    As qpop said, take it further basically.

    Also, going into branch to talk face-to-face can work wonders .... phone lines & letters can work like the internet ..... people begin to get an ego & think they're something, just because they're hidden. Go face-to-face.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So why do they say tax has been deducted?
    Has she broken the rules of the ISA?
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 February 2012 at 6:19PM
    The trouble with ringing a call centre or visiting a branch is that you're dependent on the knowledge, expertise and willingness to help of the individual dealing with you. They will be under pressure to provide a quick, but possibly wrong, answer. Put your complaint in writing to: Complaints, Santander UK PLC, PO Box 1125, BRADFORD, BD1 9PG and insist on a written reply. Tell them what you want them to do. If their reply is not satisfactory you can then go to the ombudsman service.

    Oops - just re-read the first post. Looks like you've done all that. Sorry
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.