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Just wanted to let you know I rang up the company who issued a default against me (shop direct) and the woman said on the phone they had made a mistake and were really sorry apparently the account in 2009 was about to go into default but I paid it off in time but their system had an error and hen I shut my account in jan 2012 the computer got 'confused' and instead of shutting it they issued me a default?!?! Anyway the lady said it will be removed within 48hours yipppeeee just wanted to post to update no late payments in the last year debts are down fingers crossed our house sells have a viewing on sat so fingers crossed0
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