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Marching into March with the NSD Challenge
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Good Morning,
Where did March go? As Silvasava said at this rate it will soon be Christmas :eek: (I’m sorry)
Some brilliant targets hit. BDINI will update the front page with your prize the next time she does an update.
Delilahh – You did it :j NSD #12 and target reached and your 4 in a row too. :T Fanastic. :T
Keiss 21 – An excellent target of 18 NSDs reached. :j Well done. :j Lots of luck with the job you are going for. :T
Nargleblast – Woo Hoo NSD #13 and target reached. :j Well done. :j And what have you been up to with poor slowlyfading and can I have the ‘L’ plates back please?
Well done to everyone who captured another NSD
Allie Ballie Bee - NSD #11 for you. :j That’s excellent. Good luck with the last one. :T
Igamogam – Excellent news for NSD #13. :T Hope you manage to squeeze one last one in.
Jaffacakegal – Well done for NSD #15. :T Have a great stress free weekend.
Kerri gt – NSD #13 for you. :j Brilliant. :j Are you running the half marathon?? :eek: 13 miles?? :eek: Ohhhhh I’ve come over all faint just thinking about it. :rotfl:
Purpleorchid – A brilliant NSD #15 for you. :j Well done.:)
And hello to
Marmiterulesok – Good luck for one more NSD :T
ModestyB – I hope there is some fuel left before I go to work on Monday. :mad: I’ve been putting it off because of all the queues.
Rising – I am so sorry it didn’t work out for you.You did the right thing and there is a four legged buddy out there just waiting. You’ll find each other.
Silvasava – Don’t be down about not reaching the target you wanted.Some months are more spendy than others and we have to live our lives and not live in a box for the duration.
No more NSDs for me this month.:( It's actually been a spendy old month for me when I look back, so bring on April when I will have to wind myself in a little to make up for March
Have a great Saturday x xFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
rising_from_the_ashes wrote: »Thanks all for the kind words ... unfortunately on a bit of a downer tonight.
http://forums.moneysavingexpert.com/showpost.php?p=52149341&postcount=11
rising - so so sorry for you rising :grouphug:Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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I did it 17 NSD out of 15 - 2 over target:jTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Morning all :hello:
BDINI, LMH and freeby got my 16th NSD thank you all xxx:A:A:A
But didn't get my target but did OK :beer:
Rising I'm sorry and sending a big NSD hug xx"If wishes were horses, then beggars would ride"
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Thank you again ..... especially If for the group hug (it made me cry:o).
Anyway, can't see me venturing out anywhere today as not even dressed yet:o and it seems a bit lame but that means I've met my target today which I'd written off reaching this monthNo 16 please ladies!
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Good afternoon folks,
As expected, no NSD for me today as I had to buy liquid gold:eek:
Rising, I am so sorry you had to make the tough decision regarding the dog and hope you are feeling better.
Kerri, thank you for flying the lent flag and you deserve a medal for lasting so long:T
I hope everyone else is well and enjoys a fantastic weekend:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
NSD 16
will go for 15 nsd and 3 in a row for april please.
my head is in the wrong place to think straight.
sorry i not keeping up with thread guys.
Luv P
xx
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Hya folks...the interview went well, it lasted nearly two hours! :eek::eek: He will let me know on Monday whether I have got the job, but he did give me a "staff" discount on some needles I bought...so looking promising!
Really shattered now, I had a good old natter with my lil'sis last night, until silly-o'clock this morning...a stupid thing to do with the interview @ 11 this morning. Was fine then, but sufferring now. Don't trust myself to do much sewing tonight, so will have to attack the ironing pile instead...the mountain range has been building for a few weeks, need to cut it down to size, we are all running out of clothes!
Was going to fill up with liquid gold today, but still queues at most stations, so will fill up next week instead. Car tells me I have another 80 odd miles before I run out, so plenty of time. Not going anywhere tomorrow, so will nab my first NSD of April...is the thread up and running yet??
Have a good weekend everyone....x
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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No NSD today so I am 1 day short of my March target
Although I haven't left the house to go shopping, the internet drew me inPAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80
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