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Egg and Lloyds
neil1010
Posts: 1 Newbie
Hi All,
I wonder if you could assist.
In my previous (spendaholic) life I had lots of credit cards, and managed to pay most of them off - however it would seem that I missed two (which are Egg and Lloyds TSB).
It was a number of years ago, and I can't remember exact dates of last payments - HOWEVER, my bank can't find any records of Direct Debits leaving my account in the last 7 years (NatWest have said they can only search 7 years worth).
I dont know what to do, as I don't want to contact Egg and Lloyds incase it's 2 days till they are statu barred etc.
The letters are from Collections Companies rather than from the banks themselves, nothing too drastic - just you owe us etc etc and we've found you on the electoral roll....
Any advice appreciated please?
Thank you
Neil
I wonder if you could assist.
In my previous (spendaholic) life I had lots of credit cards, and managed to pay most of them off - however it would seem that I missed two (which are Egg and Lloyds TSB).
It was a number of years ago, and I can't remember exact dates of last payments - HOWEVER, my bank can't find any records of Direct Debits leaving my account in the last 7 years (NatWest have said they can only search 7 years worth).
I dont know what to do, as I don't want to contact Egg and Lloyds incase it's 2 days till they are statu barred etc.
The letters are from Collections Companies rather than from the banks themselves, nothing too drastic - just you owe us etc etc and we've found you on the electoral roll....
Any advice appreciated please?
Thank you
Neil
0
Comments
-
Can you do a check on your credit file to see if they are listed. T=If there are no payments and no chasing for 7 years it may and a very bid may be statue barred0
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