Do I really owe that much.

NekoZombie

Hey Bailey

I just wanted to say I admire your spirit. It must have been very difficult to come to terms with the fact that you needed to take action - I'm in a similar position, and despite being told to do an IVA, I've decided to try and pay every penny back. I must be mad, but I reckon starting small and making regular extra payments will win the day. Money's tight, but I look forward to being debt free in 2012.

Good luck and keep posting!

Bailey73

Donedoingdebt wrote:

I'll have some sort of breakdown & start throwing my cash away in the street.

I am trying to come up with so many money saving/making ideas that im losing track of them all.

I have never felt so excited and believe that I will be debt free in 15 months, I also wont know what to do with my money once im all clear but I know I will definately wait in your street for when you throw your money in the air.

Donedoingdebt

Bailey73 wrote:

I have never felt so excited and believe that I will be debt free in 15 months, I also wont know what to do with my money once im all clear but I know I will definately wait in your street for when you throw your money in the air.

You may find that my street could possibly be in the Med or the Carribean at that time!

dancingfairy

Just thought I'd pop in and say hi Sounds like your determined and I'm sure you'll do it. If you need any help give us a shout and I'm sure someone will know the answer. Good Luck with it all.