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About to take out car finance

2»

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  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    mezjen wrote: »
    Hi can anyone give me some advice. I want to get a car on finance with vauxhall and my credit score on check my file is 600 due to past history when i was a student. All my accounts that had arrangements to pay have now closed and all my other accounts are up to date. I work as a nurse and earn £23000. What is the chance of getting car finance. what part of the credit score do they look at because some of my score is 600, and my address score is 842. confused.


    they don't look at these score

    they use the information on your credit record; defaults, CCJs, arrangement to pay etc etc and,
    existing debt and salary etc
    and then use their own system

    best to buy a 1 or 2 k car and don't increase your debts
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