Petition for free credit reports

mrken30

http://petitions.pm.gov.uk/free-credit-rpt/

Grumpyoldgit

You can get it for free already as Martin says here:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1101485056,23650,

I have used this to check mine on-line for free

file_wizzard

Please don’t be mislead by this, the “annual credit report” site only sources data from “Call credit” and not Experian and Equifax which are by far the larger two CRA’s, and the ones most lenders use.

The above petition is a sterling idea and I would encourage all to sign

jonesMUFCforever

Experian and Equifax are legitimate businesses not charities.
They have to make a profit like any other business otherwise they would go bust.
I think this petition is plain stupid and do not agree with it at all.

tom188

completely ludicrous idea. will never happen so dont waste your time filling it in.

file_wizzard

ejones999 wrote:

Experian and Equifax are legitimate businesses not charities.
They have to make a profit like any other business otherwise they would go bust.
I think this petition is plain stupid and do not agree with it at all.

I can assure you that the money the CRA’s make from statutory requests for credit files pails into insignificance compared to the amounts they charge their clients for risk management and peripheral services.

It is also important to understand that the data is “owned” by the subject, and not the CRA or their client, therefore to be able to obtain a copy of this data for “free” once a year is only sensible.