credit report

colazombie

If you sign up to check your credit report (Noddle) do these agencies sell your details on to debt collection agencies?

fermi

Yes.

http://www.callcredit.co.uk/products-and-services/collections-and-recoveries/calltrace

colazombie

oh dear.
Is this the same with all of these agencies?

Gordon_Hose

Yep. Same for all of them. I got hammered with calls after signing up to credit experts rip-off service.

colazombie

oh well guess i'll give it a miss. thanks for the info

Gordon_Hose

I changed my phone number to 01234567890 on my credit reports lol

GooliesOfFire

All companies get my old mobile phone number that is not even on My current mobile number is known only by friends and family members. I don't get any unwanted calls

colazombie

Yeah I could easily put down a different number. It was more the letters an possible debt collectors knocking at the door I wanted to avoid

Tixy

As said the credit ref agencies do sell products to creditors/ debt collectors such as calltrace.

But even if they didn't the debt collection agencies could still find out your new address if you request your credit file as that will link your current and old addresses. People you owe money to are allowed to search your credit file to look for any new address added either by yourself (when you request a copy of your file), or by someone else (say if you open a new account with a credit card and provide your current and previous address).