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Christians against poverty.
SuziQ
Posts: 3,042 Forumite
Last night I completed a free 3 week CAP money course through my local Church. You don't have to be a Christian/Church-goer to attend and they are run all over the country. I really found it helpful. I have tools now to organise my finances and am very confident that I can tackle my smallish amount of debt- and prevent myself getting into any more in the future!
At the heart of this course is using money rather than debit cards and I am surprised at how different I feel about spending cash, rather than handing a card over! I have taken my card details off my ebay, paypal and Amazon accounts which is very liberating and removes the temptation to make silly little purchases-which all add up in quite a scary way! Talking to other people about how they spend face to face was very illuminating- some people were far more casual with money and credit than I am, which was both scary and levelling.
For anyone not coping with debt, there is a further limb to this charity, with free advice re dealing with debt collectors, debt management plans etc, similar to CCCS etc.
Even if this info helps one person I am glad to have posted it. I had never heard of this organisation until I saw a leaflet in the foyer of the Church where my youngest attends a homework club.
At the heart of this course is using money rather than debit cards and I am surprised at how different I feel about spending cash, rather than handing a card over! I have taken my card details off my ebay, paypal and Amazon accounts which is very liberating and removes the temptation to make silly little purchases-which all add up in quite a scary way! Talking to other people about how they spend face to face was very illuminating- some people were far more casual with money and credit than I am, which was both scary and levelling.
For anyone not coping with debt, there is a further limb to this charity, with free advice re dealing with debt collectors, debt management plans etc, similar to CCCS etc.
Even if this info helps one person I am glad to have posted it. I had never heard of this organisation until I saw a leaflet in the foyer of the Church where my youngest attends a homework club.
Tomorrow is always fresh, with no mistakes in it!
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Thanks for posting, will look it up in my area.0
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