We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Letter from Insolvency Service

Hi guys

I recieved a letter from The Insolvency Service today which says that shortly my file will be transferred to the regional trustee and liquidator unit. The RTLU will deal with any assets remaining in your estate and payments that may be made to your creditors.

Now what does this letter mean? We rent, had no savings or anything like that so didn't/don't have any assets.

Interestingly enough, even though my husband also went bankrupt the same time I did, he hasn't got one of these letters.

The only IPA I have is my nil tax code and my husband doesn't have an IPA as he's on JSA.

I'm a bit worried about this letter. Can anyone shed some light on it?


Sarah

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    nothing to worry about at all, happens to many cases, it is just a differnt office in the Insolvency Service
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Some cases go to RTLU, some don't. Sometimes the reason is obvious, sometimes it seems a bit random which do.

    As said, nothing to worry about. Just another office that takes over the admin of some matters from your local OR.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.