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Dealing with a default
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irsprint84
Posts: 7 Forumite
I just looked at my credit record and seen a t-mobile default of £100 from april 2008, which I no was silly but I was wonder the best way to deal with this.
I can easily pay £100 right now but I was wondering how that affects my record? because in 2 years it will disappear from my file wont it? If I pay today will it start at 6 years again from now? or will it show settled and disappear?
I can easily pay £100 right now but I was wondering how that affects my record? because in 2 years it will disappear from my file wont it? If I pay today will it start at 6 years again from now? or will it show settled and disappear?
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Comments
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The default and all detail of the debt will be removed in 2 years whether you pay it or not.
If you do pay it it will not remove it, but it would be marked as settled until it comes off in 2 years.
A settled default could look marginally better while it remains, depending on the lender.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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