2012-A year if change so jumping aboard with all you MFWs!!

Mortgage_Reduction_Novice

Are you booking your own flights to and from India? I hope you're using cashback sites to book!

buttyb

Work do all the booking I'm afraid but I do get to cash in on all the air miles which Im hoping to collect to do some travelling within India towards the end of the year!

As for my SOA some of the entries were a bit of guess, trying to average out over India quiet months and London busy time, (entertaining friends who come to visit from Wales!) so was thinking I'll overestimate rather than under!

Random may be obvious question Elantan but how do I find out the daily interest on my mortgage-guessing I could just divide the monthly interest by the days??

elantan

Mortgage_Reduction_Novice wrote: »

Are you booking your own flights to and from India? I hope you're using cashback sites to book!

we actually have free flights ... which due to the prices of things we are going to have to give away ... these free flights have been a pain in the neck to be honest with you ... more hassel then they are worth :rotfl::rotfl::rotfl:

elantan

buttyb wrote: »

Work do all the booking I'm afraid but I do get to cash in on all the air miles which Im hoping to collect to do some travelling within India towards the end of the year!

As for my SOA some of the entries were a bit of guess, trying to average out over India quiet months and London busy time, (entertaining friends who come to visit from Wales!) so was thinking I'll overestimate rather than under!

Random may be obvious question Elantan but how do I find out the daily interest on my mortgage-guessing I could just divide the monthly interest by the days??

what i do ( and it is more observational than scientific) is i check my online balance one day ... then check it the next and take one sum from the other ... simples really i need to update my daily interest as it has went down since i last put my figures in my status when i first took out my mortgage i was nearly £12 a day ... now i am down to £4.72 i like that .. it's a good boost for me to see it go down

buttyb

Hi-can only get on here when I have decent internet reception-not that often! But I am keeping a track of my spending and attending to all my spreadsheets with my time!

Elantan-I think my daily interest is around £6.25 at the moment, it only seems to be monthly but just dividing that by the number of days in that respective month.

Only small but have paid £25 off each of my pots Mort1/Mort2/c card/sav, more to come when its payday and my tenant pays the rent!!

India is hotting up people! (Elantan just stayed at a fab hotel in my own private bungalow, four poster bed, all meals and private pool for just £35 a night-it can be done-but hey work payed for it!!):rotfl:

elantan

please please tell me where i could afford that ... and i would so love to go ...

elantan

could you possibly pm me with some specifics?


£6.25 a day is not too bad really

buttyb

Finally back on-line and I need to update for March. This month I have managed to pay:
£400 into my savings
£560 off my house mortgage
£130 off my BTL mortgage
£230 off my credit card
So I will have to update my signature accordingly.

The only problem is that my tenant is moving out and I don't have a new one yet so I will be propping up the mortgage payments for a few months by the looks of it!