Wed 22nd February - What small DFW things will you be doing today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goood morning:j
I posted the intro tho our thread quickly and am adding on my list so hope I've been quick enough to avoid a double thread:rotfl:
Today is my later start at work...so can get ready once girls are at school. Just sitting in my dressing gown now with no make up on....attractive;);)

Updated my energy app and it reckons I've used £11 worth of gas in 8 days and £14 electric...seems ok, especially as we were at home for half term last week. Hopefully from no it'll just get less each week:D

Right - time for my list:

• check banking
• check onepoll
• NSD
• walk to work
• heating off during the day - on low later if needed
• hang washing on airer to dry
• packed lunch for myslef and dd2
• meal from plan tonight - nigella's chicken cacciatore
• take chicken out of freezer to defrost

Ok, that's all for me. Have a fab day:T

determined_new_ms

Morning pixie! Ha ha I guess we'll have a lot of people worried about double threadom now - seems to be a regular occurance! Need to get myself together and in the shower pretty soon!

Plans for today:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]brekkie & lunch from stores[/STRIKE]
• dinner at ex-mil's and watching a film together she cancelled as not feeling good. Prob for the best as I am like a bear with a sore head and very fractious today
• work hard! [COLOR="rgb(255, 0, 255)"]nope not at all! [/COLOR]
• [STRIKE]check cc1 & work out what is coming from where [/STRIKE]
• get oh to get a box and bubble wrap from work to send wii
• check onepoll in my break
• go for a walk at lunch time
• grab swimming gear to go for a swim after mil's (not waste that membership!)

• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]NSD?[/STRIKE] :j
• make yogurt before leaving for work

Oh and the big one - have decided to stop smoking as of today :eek: hopefully the first day won't be too unkind! [COLOR="rgb(255, 0, 255)"]still doing good on this front :T[/COLOR]

Ok take care guys - have a lovely day x

littleskintdragon

morning!

so my plan for the day:

I will shower quickly (water meter!!)
go to work
Eat breakfast cereal at work to save my milk :rotfl:
Take lunch to work
freezer food for tea
charge phone at work
leave my purse at home
[STRIKE]read the weekly email[/STRIKE].:money:
[STRIKE]check banking[/STRIKE]
[STRIKE]not put heating on this morning[/STRIKE]

Have a lovely day everyone :A

Piquant_2

Morning everyone, thank you Pixie for starting the thread. There's no need to worry about me starting it off, I'm just not that organised!

My course work has just arrived! Tremendously exciting, I'm putting off opening it until I've done everything that I'm supposed to do first. Once it's opened I think my main task will be putting a plan together for studying.

Today's list:

• Check finances and update spreadsheet
• Blend and decant soup for lunches that I made in the slow cooker overnight
• All meals from stores - still haven't done a major shop :j
• Update diary
• Wrap and post Amazon sale
• Clear and clean cupboard under the sink

That's all for now.

Piq

Amara

Hello!
I have:
-checked my emails
-my online banking
I will:
-go to work
-collect a payment from my customer
-cook a tea, something with fish, as Ash Wednsday today
-do some ironing
and then I'll see
See you later!

starnac

morning all. haven't been on here for a while. hope you are all well

my list for today

• Check banks
• Meals from stores
• Heating on low
• HC
• Packed lunch for DH
• Walk 5000 steps
• NSD
• Daily clicks
• Track food on phone app

Happy Ash wednesday all

Aria`s_Tail

Morning everyone.
Thanks for the thread Pixie.
Best of luck with the smoking Determined. I found distraction worked well, I went throuugh loads of chewing gum!

I've been missing for a few days, started new job properly on Monday and after two days am having doubts. I'm exhausted, the shifts are completly different to what I was told at interview and there are lots of annoying things cropping up. Main problem for me is gonna be the money, I knew I was gonna be taking a wage drop but they take bits of money off you here and there and I'll be earning less minimum wage for 40hours work. A lot of the other staff are unhappy too. I'll see what happens in the next couple of months.
Sorry, peeps, moan over. Two days off so gonna try and be productive.

Todays list:
Have done a load of washing, its on airer in front of radiators (yes, I know heating is still on but i'm freezing as i'm so tired).
Will walk to local shops, get some bits from butchers and fruit and veg from greengrocers, cheaper and better quality than Sainsbugs!
Try and finish the painting in the spare bedroom (just woodwork left) then I can unpack a few more boxes of stuff to go in there.
Go to Ikea for a some cheap furniture for bedroom.
Get some sweet peas and tomato seeds planted.
Surveys etc.
Have an afternoon nap.
Have 3 pairs of work trousers to hem up and a pair of my brothers trousers to mend. Might even dig out my last embroidery project and try and get back into it.

Have a great day everyone.

mary_hinge

Hello :wave:

Should be a NSD today as apart from school run I'm going no where! DD has slapped cheek syndrome and it still contagious, no school for her for a few days :eek: she's woken up covered today, even more then yesterday!

today I will:

• NSD, No play group due to DD so £1.20 saved
• [STRIKE]Check bank and move some money to my pots[/STRIKE]
• Surveys
• meals from stores as per planner.... chillie and home made wedges
• [STRIKE]WM &DW on over night[/STRIKE]
• [STRIKE]HC on airer[/STRIKE]

Not much today

Well done DNMS on the no smoking!

Mrs H x

Wannabe01

Good morning everyone, Its a rather damp day here today and to make matters worse dd is not well again (cold, eye infection and teething).

My list for today:
:)Make decision about work contract and take appropriate action done
:)Catch up with emails done
:)Check bank done
:)Do work that is in for today done
:)Heating on low done
:)Get an early night Will be doing this as going after I've updated this and a good 2 hours earlier than usual.
:)Surveys - inbox, one poll, lightspeed done
:)Read Martins email Had a quick read, will look at it again tomorrow.
:)Some course work (biology and maths)
:)Superpoints, swagbucks, clicks work in progress
:)Try and get some flylady done and update done
:)Spend some quality time with dd work in progress, I'm doing some work as she is having a nap


I think that is everything that I need to get done today. Have a good Wednesday.

janey183

So far, so good!

Have

• cancelled tv package as am swapping to freeview (saving approx £40 per month)
• Cancelled home phone as dont really use (saving approx £15 per month
• Cancelled gas and electric dd as they charge me £70 per month and on average I spend approx £30 per month. So gone to quarterly billing, saving me the hassel of constently calling up asking for refunds (today got refund of £93 for gas alone!)
• Giving up wine for lent (yeah right...HA HA HA)
• Last nights leftovers for lunch
• Walking home after work instead of bus (save £1.70)
• Leftovers again for tea

I feel very pleased and smug and am going to bask in my own loveliness...!!:A

La_escocesa

Hello there :hello:

Here's me:

Checked for free kindle books
Free cuppa x2 in work
Free sparkling water in work
Walking - not catching the bus - when the bus went past I even thought how I wouldn't want to be on it - looked cramped and I don't get travel sick walking
Brought lunch and snacks to work - brie and cranberry sandwiches today
Emailed sis, won't have to call
Tidying round tonight - keeping me outta spending trouble

Oh crikey, Aria's Tail - hope things with the new job settle down for you, or that you can find something else!

Good luck DNMS! You can do it! I'm giving up fizzy drinks for lent - maybe not quite the same thing :rotfl: