Any F&F experience with these companies

newlifeonthehorizon

Hi

I am in the process of saving for full and finals on the following accounts.....anyone had any success with these companies and if so what % did they settle at?

mint1985.18aqua1492.00capital one802.20cabot350.86

endora

That depends on a lot of things, such as whether you have defaulted on the cards or not yet, are you paying anything? if so, how much are you paying every month? How long ago did you default? It's normally easier to get DCAs to accept F&Fs rather than the original lenders and DCAs would have paid just pennies in the pound, however, it looks like your biggest 3 are still with the original lender.

Have you sent a CCA request to see what sort of paperwork they have?

sickasachip13

Hi

Cap One, in Dec, on a DMP, accepted 40%

SAAC

newlifeonthehorizon

Hi Endora
I pay 41.99 a month to mint, 21.74 to aqua, 17.29 to capital 1 and 7.91 to cabot. This is through the cccs and has been for 2 years now and previous to this a year with a robbing profit making dmp company. There will be defaults especially aqua prob 3 years ago.

can i ask what a cca request is?

Thanks