Scotcall - What are my rights if I don't owe?

Gordon_Hose

You said:

give_them_FA wrote: »

PS this firm in common with 95% of debt collectors never take anything to court, as you surmised yourself they won't have the evidence to do so.

First off, where did you get your figures?

Secondly, to assume a DCA would never take it to court is wrong.

They can and they do.

You are also advocating ignoring everything and filing it all away under "B1N". You didn't stipulate that court papers weren't to be included under your inventive filing system.

As I said, just because you've been lucky doesn't mean everyone else will.

Gordon_Hose

There are plenty of stories on this forum about people who have received a default and/or CCJ and didn't know anything about it. To get a CCJ their creditor would have to go to court. Now, correct me if I'm wrong, but using your logic this shouldn't happen. Or are all the people posting here with those problems liars?