Not in control?

theoretica

You might find it helpful to have three bank accounts. One for the 'fixed' spending where you know how much is due when (council tax, electricity, rent, TV etc) then another as a saving account for annual bills/insurances. The third would have money available for variable spending (groceries, haircuts etc) so you can see really clearly how much you have and whether you need to only put a little petrol in the car or eat beans on toast until next payday.