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Is it worth me re mortgaging ?
angela2095
Posts: 336
Forumite
Hi, I am at the end of a Halifax 2 yr fixed deal. I wanted to add £3000 on to my mortgage for home improvements making the total £42300. Now, Halifax are charging me £299 to do this and also £49 to change to there latest fixed rate which is quite high compared to others on the market. I contacted L & C for advice, they said if I re mortgaged with Alliance & Leicester my saving would be £400 over the 2 years. My dilema is that I keep reading threads about A & L charging loads of extra fees once they have you as a customer and now I am wondering if it is worth all of the hassle. Any advice please. Thankyou, Angela.
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Comments
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Don't forget to take into account the cost for leaving Halifax
There may well be other lenders that offer similar deals, maybe not save as much, but you might be happier going with them
Ask L&C what other options they could offer youI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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