Shock Interest Rate Announcement

RenovationMan

runninglea wrote: »

LOL - evertime I come on here the same people are trying to wind you up RM and succeding.

I thought you would have paid the mortgage off by now!

Nah, I've paid £50k off my mortgage in 2 years and rates are going to be low for years and years. We live in a 5 bed farm house and I'm sat typing this while sat in front of a crackling wood fire.

What on earth can these people wind me up about? Honestly? :cool:

Wishful thinking methinks.

Mr._Pricklepants

The greatest mischief you can do the envious, is to do well.

shortchanged_2

RenovationMan wrote: »

It shows that they have received such a forum drubbing that they daren't have a go at me with their usual logons and have to resort to anonymous logins as a disguise. They're all running scared. :cool: :rotfl:

I think what grates on some people is that you come across as boastful about your interest rate gamble, particularly when so many people are finding it very tough at then moment.

It all seems a bit in bad taste, like the bankers bonus issues etc.

It very much smacks of the what is wrong with this country in the 'I'm alright Jack' mentality.

While you might be celebrating the fact that interest rates are low and just to remind you I am better off now than I was before, there are some people for whom low interest rates are having an adverse effect on their lives.
Also considering the fact that the low interest rates mean the country is in a sh*t state of affairs and it is mainly the debt junkies that celebrate low interest rates and you wonder why some people aren't so keen to share in your celebrations.

blacksta

I pray it continues to 2019 - hopefully i would have paid off my mortgage. at that point i wont give two hoots

RenovationMan

shortchanged wrote: »

I think what grates on some people is that you come across as boastful about your interest rate gamble, particularly when so many people are finding it very tough at then moment.

It all seems a bit in bad taste, like the bankers bonus issues etc.

It very much smacks of the what is wrong with this country in the 'I'm alright Jack' mentality.

While you might be celebrating the fact that interest rates are low and just to remind you I am better off now than I was before, there are some people for whom low interest rates are having an adverse effect on their lives.
Also considering the fact that the low interest rates mean the country is in a sh*t state of affairs and it is mainly the debt junkies that celebrate low interest rates and you wonder why some people aren't so keen to share in your celebrations.

No one, other than yourself, DervProf and mcc100 care. So it seems it just grates on you three. Everyone else is just getting on with their own financial goals, BTLs and other aims. You three seem to be the only ones jealous enough to keep going on about how unfair it all is that some people get off their backsides rather than just sitting and trying to pull people down to your level.

This all a moot point because we were discussing salary multiples when you spat out your dummy, not my mortgage repayments.

shortchanged_2

RenovationMan wrote: »

No one, other than yourself, DervProf and mcc100 care. So it seems it just grates on you three. Everyone else is just getting on with their own financial goals, BTLs and other aims. You three seem to be the only ones jealous enough to keep going on about how unfair it all is that some people get off their backsides rather than just sitting and trying to pull people down to your level.

This all a moot point because we were discussing salary multiples when you spat out your dummy, not my mortgage repayments.

I'm perfectly happy with my life and my financial position RenoMan.

It's just I like to consider other people less fortunate than myself.

RenovationMan

shortchanged wrote: »

I'm perfectly happy with my life and my financial position RenoMan.

Your words say one thing and your actions say another. If you were really happy then you wouldn't care so much about other people's finances. No one else does, they're too busy being perfectly happy with their lives and financial positions.

shortchanged wrote: »

It's just I like to consider other people less fortunate than myself.

Yeah, course you do. Your trolling is altruistic because my house purchase is undermining humanity. :rotfl:

shortchanged_2

So just because I don't agree with what you say RenoMan I am now a troll.

Very good and good luck with your plans.

RenovationMan

shortchanged wrote: »

So just because I don't agree with what you say RenoMan I am now a troll.

Very good and good luck with your plans.

Nah, it's because you're following me around and making inane comments instead of having an adult debate. You can't take the moral highground now after you were the one who left our civilised discussion about mortgage salary multiples and started the personal attacks.

I did double check with you whether you had decided to give up debate and indulge in trolling. Twice. I then said "fair enough, just checking" before I followed you down this road. You seem to want to be able to have a go at me without response shortchanged. However, if you'd like to return to reasonable debate and leave the playground then I'm more than happy to oblige:-

"So, can you come up with a scenario where a mortgage provider would need to use salary multiples to determine the size of a mortgage loan AFTER they had already used affordibility".

Over to you shortchanged.

DervProf

RenovationMan wrote: »

Jeeze, what a weird and rambling post. My interest rate success really must have unhinged your mind!! :rotfl:

Sorry to dissapoint you, but it hasn't.

As I`ve said before, I know and work for people who are far more wealthy than you are. None of them seem to need to tell me, and others about their success. They just get on with their lives, doing what they do. Maybe one or two of them do go on anonymous internet forums and blow their own trumpet. Maybe you are one of my customers, but I don't remember doing business with anyone singing this song......

http://www.youtube.com/watch?v=O0zpxC6O7nE