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Broker won't get back to us - can we go it alone??
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On that basis I do not undertstand why you are looking at a self cert mortgage.
YOu have not given the split between your income and your husbands income, however as long as your husband has proof of that income your purchase should be on a normal high street rate (assuming there is no advers credit history) on low 5% deals (or maybe lower if it works out better for you to pay a higher arrangement fee)
You should be fine on the BTL deal also, however you have not given the monthly rental income on that property, but you should be fine on other fronts i.e your own personal incomeI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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