Can you recommend a bank account that accepts people with poor credit rating

Cody

Hello;

I have a poor (or propbably worse now) credit rating, due to a large amount of debt and being unable to meet repayments in recent months. I am planning to start an IVA.

I have been advised by the CCCS to change my current account, since I have debt with a linked bank (Lloyds and HBOS).

I have tried to open an account at nationwide and another bank, and been refused both times due to credit score.

Can anyone recomend a bank that will open current accounts for people with poor credit scores and / or defualts on their record? I am not looking for any overdraft facility, but I am looking for good internet banking and being able to arrange payments online etc (must say lloyds online banking is very good).

thank you in advance

Cody

immoral_angeluk

Coop cashminder account or a barclays bank account. They accept even bankrupts so they're your best bets.

MusicalLawyer

Natwest's basic account.

Pretty much any basic account I would imagine.

Santander do a basic account too.