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Please can I stay here? :)

Further to my other post about facing BR, I have just been on the phone with a different debt counselling service, one we all know and love :beer: and basically the only option we've come down to is an IVA......Now my next question is can I still stay on this board with you lovely people? :p I am still a DFW, just feel like a naughty one doing an IVA lol
Getting back on the Wagon after falling with a thump! :o
Total Debt 31/11/13 = £20,341.05
1 debt v's 100 days 14 £24/£300

SPC #1108 Challenge 6 £63.76

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Glad you've got a decision sorted TC.
    Do you think an IVA is going to be manageable? Are you feeling ok about it?

    Good luck with it, hope it goes well and gets accepted etc.

    PS Your IVA is just another means to becoming DF (and not an easy one) so you are still a DFW!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • vixi66
    vixi66 Posts: 11 Forumite
    Our IVA was the best thing we ever ever ever did ! we are now half way through so only another 2 and half years to go and so happy that we finally got everything sorted, best of luck x
    Proud to be dealing with my debts :D
    IVA was the best thing we ever did_party_
    Shopping was my worst addiction:o and hiding the debts was the worst guilt ever
    Hoping to be debt free in 2015 :T
    I have to keep telling myself "I'm not a bad person for having debt":A and nobody is going to come and get me !:eek:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Tixy wrote: »
    PS Your IVA is just another means to becoming DF (and not an easy one) so you are still a DFW!

    Precisely. :beer:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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