We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
morgage refusal
Options
maisa
Posts: 2 Newbie
i have £60,000 in a bank account and wish to buy a house.
i live in scotland & looking to buy for <£90K.
i am originally from brazil, have held full uk residency for 8 years, am not employed due to autistic son.
i receive a substantial income of £1100 per month maintenance from ex-husband + £300 per month disablity living allowance
but i still cannot get a mortgage.
i am only looking to borrow £50K as a mortgage, with the £60K as downpayment/deposit with the additional funds for rennovation/improvements etc.
i have approached several of the usual lenders, brokers & even the high interest 'bad credit' lenders with no luck.
i have missed out on several houses in the past 6 months and am desperate for some help/guidance.
someone please help!
i live in scotland & looking to buy for <£90K.
i am originally from brazil, have held full uk residency for 8 years, am not employed due to autistic son.
i receive a substantial income of £1100 per month maintenance from ex-husband + £300 per month disablity living allowance
but i still cannot get a mortgage.
i am only looking to borrow £50K as a mortgage, with the £60K as downpayment/deposit with the additional funds for rennovation/improvements etc.
i have approached several of the usual lenders, brokers & even the high interest 'bad credit' lenders with no luck.
i have missed out on several houses in the past 6 months and am desperate for some help/guidance.
someone please help!
0
Comments
-
What are the reasons why, the lenders/brokers are turning you down ???independent mortgage/financial adviser martin@hendersonponsford.com0
-
sorry for delay in reply - have been away......
the brokers/lenders said that as i do not work, i don't have an independent income, even though the income i do get is guaranteed.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards