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Debate House Prices


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Nationwide down 0.2%

13»

Comments

  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    MrRee wrote: »
    0.2% of F All ... is still F All ...

    The transaction levels are so low now - due to no stock coming to market - that the % falls or rises are pretty much redundant.

    All I know is that everything around my way is either SOLD or UNDER OFFER ..... there is next to nothing For Sale - or, worryingly, nothing new coming to market.

    If anything appears it is snapped up within an hour.

    Chill out, after all...............Its just a ride:D:D:D:D:D:D:D:D:D:D:D
  • UrWntr
    UrWntr Posts: 227 Forumite
    neas wrote: »
    For the saving savvy on here... if u manage to keep ahead of inflation then sure houses will become cheaper.. its akin to getting a 10% payrise every year... eventually that 3 bedroom house thats increasing at 1% will be dead cheap...

    But the relationship is the 3 bedroom house is decreasing by inflation (5% say) and your salary is keeping up with inflation (0%)..

    But if relationship is you get 0% pay rise then the 3 bedroom house is decreasing by inflation (5%) and your salary is also falling by inflation (5%).

    Most people fall into the latter.

    This is fine, but you also need to factor in that people need somewhere to live and most people who haven't bought a house rent.

    While house prices may be falling in real terms versus inflation, rental prices have held strong and many areas have seen a massive increase.

    Gambling that house prices will drop at a rate that offsets the cost of rent and wage stagflation is a dangerous game and one that is likely to be a financial mistake.
  • DaddyBear
    DaddyBear Posts: 1,208 Forumite
    MrRee wrote: »
    Of course ..... take your room temperature at home, set at 20 degrees.

    If the temperature fell by 0.04 of a degree, would you notice it?

    Answer:- NO

    However, would you rather pay for that heating and keep it forever (owning a home) - or, pay for it and watch it sail out the window - never to be seen again (Renting)?

    But if The temperature rose by 0.04% you would be claiming that winter is over, the talk of a cold snap is rubbish and that summer is on the way.
  • DaddyBear wrote: »
    But if The temperature rose by 0.04% you would be claiming that winter is over, the talk of a cold snap is rubbish and that summer is on the way.

    No cold snap. Not now. Not ever. :rotfl:
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