We're on our way :)

theyorkbrood

So a few months since the last update.... still making regular monthly payments ... paying off whatever we are charged in interest...

So question for anyone reading this drivel ... mortgage fix ends in January ... should we be looking now for re-mortgaging or are we too soon?

In other news DD1 has headed off to uni .. being very savvy .. not asked for any money yet so that is fantastic.. planned to transfer some each week but she says she has lots left and doesn't know what she would spend it on if we did send it... Miss her like mad

Lots of decorating going on ... and some big spends but still looking to make as much money saving as I can...

Been back at work a month now after the long school holidays... already got a 'nice gift of a cold' from one of the little darlings I teach ...ahhhh

Love reading all the diaries ... keep going all you mfw's :T

theyorkbrood

Hi all reading....
Need some positivity from you guys ...
Work is just draining at the moment ... am a teacher waiting for the dreaded 'O' to arrive ... pressure being put on is ridiculous... just need to get rid of the mortgage !!! Today will be spent doing household jobs and then all the school work that needs doing .... Tomorrow visiting a relative in hospital ... would be nice to have some me and family time.....
If I see one more advert that reminds me I have done no Christmas shopping ...ahhhhh
Only another 6 years to go!!! (to MF)
On a positive won £17.60 yesterday on the lottery

115K

:T Keep up the good work. I know from friends that Ofsted is very stressful.

theyorkbrood

Thanks for the reply ....
All good vibes greatly appreciated :j

theyorkbrood

A quick update to keep myself on track ...

Positives

Have managed to remortage ... 4yr fixed... same rate as already on but with overpayments we have knocked £50 off our monthly payment .. will keep paying the same each month so even more of an overpayment

Have bought a slow cooker and despite being the world's worst cook it is going really well and making meal time easier a few times a week

Have managed to keep up with most of the regular diaries ... well done to all on their progress....

Negatives

Have still not managed to win the lottery :rotfl:

Work as busy as anything and still hating the darkish evenings ... though it does seem to be getting lighter...

Still haven't managed to persuade DH to let us have a kitty

.....................................................................................

Mortgage now dipped under £82,000 ... still a long way to go but
steady away ...

Positive vibes to all :j

in_need_of_direction

Pretty amazing progress. Keep at it.

theyorkbrood

So checking in again... am on this site daily keeping up with everyone's news (some fantastic things going on) ....:j

Still making OP's of £300 a month and seeing that mortgage going down....

Trying hard to be shopping savvy .... but running round 3 different stores on a Saturday can be pretty exhausting!!!

Been on a fantastic week's holiday to France ...

Now need to get house tidy, ironing done and finish off work ready for start of next term...

Not feeling positive about the weather .. they have just said that summer is over :eek:

Thanks for reading .....