A fantastic February with the NSD challenge

solventsoon

Morning everyone :A

Apologies for being MIA for most of the week, it's been a busy one, and thanks to BDINI, LMH and freeby for all the updates :A:A:A


I've just had a quick skim through the posts and:

BDINI - ouch, glad the cream is helping

jinty - great news about the supervisor, fingers crossed she's going to behave now


I'll catch up with everyone else over the weekend and update all the totals/award all the prizes.

The lovely freeby is going to do tonight's update :A


Keep going everyone, you're doing brilliantly :T:T:T:T

spoon xxx

bubble32

One more for me !! that makes it NSD # 7 .

166million

166million wrote: »

Hello evryone, I am going for a no spend week next week Mon - Fri. I will probably need petrol at some point though so won't be including that. Hope you all don't mind me poking my head in :-)

Only managed 1 NSD this week in the end. My back sort of messed things up for me. Might try again in March - need to look at my account to see when DDs come out and allow those as spending days. :cool:

purpleorchid

NSD 12

i dont think i am going to get the 5 in a row though as i need to pick a few things up in town next week

Luv P
xx

IF

Afternoony all :hello:

I'm doing the Friday ` Wiggle ~ :dance:

Delilahh

Success again yesterday, so I think I'm now up to 6/11 NSD's!

Really feel like chilling out with a bottle of wine tonight after work, but that means buying one and I want today to be a NSD too! Will resist!

May wait until tomorrow - I have to pay for my prescription tomorrow, so that will definitely be a spendy day!

cw18

IF - I love that wiggle pic :T Kind of appropriate as I'm off to collect GD3 in a few hours

yesterday was NSD #10 for me (and took me to 5 in a row, which I'm well impressed with)

today isn't an NSD as I've been grocery shopping.... making spag bol for a very late tea tonight (my chap won't be here until 8:30ish)

not sure what the weekend holds, but suspect I'm going to have to fill the car one day.... the on-board computer suggests I've enough fuel to collect and return GD3, but not a lot after that !!!!

got a few bits to do before I head up to DD's, so I'd best disappear. I may be back (briefly) later depending on GD3's mood (and feeding times), but other than that it'll probably be around tea-time on Sunday before I reappear - and I suspect I'll have no chance of playing catch up again at that point

solventsoon

Just popping in for a quick wiggle





Enjoy your weekend Cheryl xx

jaffacakegal

NSD 9 for me yesterday, not today cos I have given up with the diet for a day and bought a pie to cheer myself up! :rotfl:proper Wiganer me!

JCG x

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!