~February 2012 Make £10 a day Challenge - everybody welcome ~

lavinia21

went on tesco clubcard last night to close the account thought I had transferred all my money onto the 0% credit card. Unfortunalty hadn't and they charged me £12 for none payment. so called them today as asked to have the money back as i have never paid late before they advised as a goodwill gesture they would do this woop woop. Not money making this bit just a bit of advice I got in an email at work today.

Hi all,

This has been passed on via another Force area through our own Fraud Department In Wiltshire Constabulary, and it is a very convincing SCAM.

We have been asked to disseminate the information as widely and was quickly as we can through Neighbourhood Watch, School Safe and others.

This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?"

When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up You actually say very little, and they never ask for or tell you the Card number ..

But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card. Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card.. Don't give it to them . Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .

Please pass this on to all your family and friends.. By informing each other, we protect each other.

hope this helps just one preson

Monkeynut

fracturedsun wrote: »

I had to play £40 before I could withdraw: the T&Cs I checked said you had to play 200% of the bonus. I really should read the T&Cs before I sign up for things.

It's possible I accidentally signed up for a different deal or something but I suspect they may have changed it in the last few days. I only checked afterwards because it wasn't doing what I expected, I'd expected it to be as you just described.

Definitely withdraw the £10 as soon as it's available though, then even if you lose the rest you know you're not down at all.


EDITED to add: There is a different referral scheme 'spread the word' where your referral adds £10 as soon as they have wagered £10 both you and them get £10 bonus.... so that would be completely risk free (if I understand the T&C's correctly) but you need to send it through email or facebook. (Can't make up my mind which is the better deal, obviously you get more money to wager on the other one but if you don't get any referrals you may lose your deposit).

I'm confused now.
We did the normal refer a friend way, where you go onto the website as normal (not through email etc) and enter the username of whoever referred you. Then deposit £10, get £20 welcome bonus, so have £30 total to play. Once you have played a bit (wasn't quite £10, think my friend played about £7 this morning) the balance suddenly jumped up by £10. This £10 from the refer a friend scheme is not subject to ANY wagering requirements, so she just withdrew it straight away.
She didn't finish playing as we were busy nattering and she was working in the afternoon, but was up to about 65% of the WR, and when we checked after she'd played another £3, it went up by 10%. (obviously £3 is 10% of £30.)
Unless they have literally just changed the T&Cs this afternoon?!?

I reckon they will change it to the same as their SunBingo site, where the £20 welcome bonus can't be withdrawn at all, so if you win with it and go to withdraw, there is always £20 you can't withdraw. This is still risk free though as the RaF bonus is instantly withdrawable.

starnac

can someone explain amaz0n trade in to me please? is it the same as selling your stuff on amaz0n?

Aesop

starnac wrote: »

can someone explain amaz0n trade in to me please? is it the same as selling your stuff on amaz0n?

no, you give your books to amazon, who pay you for them, if they want them, they dictate the price, and then they will sell them on themselves, depending on the condition of your books.

fracturedsun

Monkeynut wrote: »

I'm confused now.
We did the normal refer a friend way, where you go onto the website as normal (not through email etc) and enter the username of whoever referred you. Then deposit £10, get £20 welcome bonus, so have £30 total to play. Once you have played a bit (wasn't quite £10, think my friend played about £7 this morning) the balance suddenly jumped up by £10. This £10 from the refer a friend scheme is not subject to ANY wagering requirements, so she just withdrew it straight away.
She didn't finish playing as we were busy nattering and she was working in the afternoon, but was up to about 65% of the WR, and when we checked after she'd played another £3, it went up by 10%. (obviously £3 is 10% of £30.)
Unless they have literally just changed the T&Cs this afternoon?!?

I reckon they will change it to the same as their SunBingo site, where the £20 welcome bonus can't be withdrawn at all, so if you win with it and go to withdraw, there is always £20 you can't withdraw. This is still risk free though as the RaF bonus is instantly withdrawable.

Very strange... I'm confused too, that's not how it worked for me and I finally withdrew everything yesterday.

I think the only thing is to carefully read the T&Cs of the bonus when you sign up to see if you want it or not. Presumably you are bound by the T&Cs you signed up for... they can't change it after you've paid.

Aesop

fracturedsun, are you techy?

starnac

Aesop wrote: »

no, you give your books to amazon, who pay you for them, if they want them, they dictate the price, and then they will sell them on themselves, depending on the condition of your books.

thanks Aesop

where is it on the site?

fracturedsun

Aesop wrote: »

fracturedsun, are you techy?

No not really, I'm the unuseful brand of geek. I do love my tech stuff though and usually manage to sort them out when they act up myself eventually if they aren't too poorly sick .

Aesop

starnac wrote: »

thanks Aesop

where is it on the site?

http://www.amazon.co.uk/Trade-In/b?ie=UTF8&node=440443031

Aesop

fracturedsun wrote: »

No not really, I'm the unuseful brand of geek. I do love my tech stuff though and usually manage to sort them out when they act up myself eventually if they aren't too poorly sick .

I use google chrome and it is always crashing with shockwave flash player has crashed. I am sick of reporting to google chrome, and was wondering if I should downgrade flash player? and if anyone else has this problem?