Lloyds TSB

emmajhilton

Thank you Mark I will take your advice and if the FO doesnt uphold my complaint I will go elsewhere and then I will have the nightmare of transferring my direct debits etc.

beecher2

emmajhilton wrote: »

Thank you Mark I will take your advice and if the FO doesnt uphold my complaint I will go elsewhere and then I will have the nightmare of transferring my direct debits etc.

Don't waste your time complaining as you have zero chance of winning - take a step back and try to see how bizarre your complaint is.

kingstreet

If this is a simple minimum loan problem, can't you borrow the £5k minimum, then repay the £3k you don't need on the day you complete?

opinions4u

emmajhilton wrote: »

Thank you Mark I will take your advice and if the FO doesnt uphold my complaint I will go elsewhere and then I will have the nightmare of transferring my direct debits etc.

If your complaint is that Lloyds TSB will not lend you £2,000 as an additional loan on the mortgage, then the FOS cannot uphold it.

They cannnot and do not tell banks and building societies what their lending criteria should be.

Thrugelmir

emmajhilton wrote: »

I am arguing with the Lloyds TSB over £2,000 that they feel they cannot lend me on my mortgage. But they are more than happy to lend/throw a credit card at me for over £5,000.

Go to another lender. You've no grounds for complaint.

hcb42

get a credit card and borrow £2K. Simple.