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Which accounts can be reported to Credit Reference Agencies?
rich94
Posts: 4 Newbie
Hello All,
Does anybody know of a definition of which accounts can be included on your credit records?
I have a current account which does not have an agreed overdraft and never has, I do not believe I signed a CCA agreement. Can this account be recorded as it is not a credit account?
Many thanks for your help.
Does anybody know of a definition of which accounts can be included on your credit records?
I have a current account which does not have an agreed overdraft and never has, I do not believe I signed a CCA agreement. Can this account be recorded as it is not a credit account?
Many thanks for your help.
0
Comments
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All bank accounts / current accounts are recorded on credit files, even basic bank accounts are. Just because you don't have an agreed overdraft, doesn't mean you can not go overdrawn on your account.
Savings accounts aren't though.SAVINGS: £63.86 // £3,0000
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