We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Am I a first time buyer???

sunshine_and_rain
sunshine_and_rain Posts: 81 Forumite
Part of the Furniture 10 Posts Combo Breaker
in Mortgages & endowments
We had a mortgage, sold up and moved to Spain.......big mistake. Now we are back and looking to buy again. Have been told we are not first time buyers, but 2nd time buyers.......is this right?

Thanks

Comments

  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Why should it matter?

    Is this the BS trying to get out of offering you some deal Esp for 1st time buyers?
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    It shouldn't make any difference on the deals available
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • sunshine_and_rain
    sunshine_and_rain Posts: 81 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Just looking around for offers at the mo' but I contacted Nationwide and the lady practically laughed at me when I asked if I was classed as a first time buyer again? I had not seen anything that mentioned anything other than first time buyers, remortgaging or moving house, so only asked the question!

    Guess I'm a bit less 'green' second time around and my money will have to work for me a bit harder!!!
  • rizla01
    rizla01 Posts: 7,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Don't tell them then.
    "Unhappiness is not knowing what we want, and killing ourselves to get it."
    Post Count: 4,111 Thanked 3,111 Times in 1,111 Posts (Actual figures as they once were))
    Women and cats will do as they please, and men and dogs should relax and get used to the idea.
  • sunshine_and_rain
    sunshine_and_rain Posts: 81 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    will they not find out, previous credit etc??

    I won't tell if they can't find out! ha ha

    Thanks!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture