Robinson Way persuing me

stevethos

Hi there, I've lurked quite a bit and have come into some bother so finally made an account to get some help

I received a letter from Robinson Way some time ago, and as with most "You owe us monies LOL" letters I get, I disregarded it and threw it in the bin. I've since had a few phone calls. The first I answered, and they asked me to confirm my name, date of birth, and address. Naturally I hung up. Every other phone call has been ignored. Now today I get another letter....

"FINAL NOTICE - DO NOT IGNORE THIS LETTER". Oh dear. Seeing Robinson Way at the header and recalling the phone calls I decide to give it a read. Apparently I owe Shop Direct £120.99. I don't even know who Shop Direct is, let alone remember borrowing money from them.

Any advice on this? I would normally continue my streak of ignorance regarding my apparent debt but the phone calls are becoming bothersome and being an iPhone user I can't block them.

Thanks in advance

EDIT - I forgot to mention: The letter also says that if I do not respond within 10 days then they MAY arrange for their local representative to call at my home. Now I'm not too worried about this since I'm always either at work or my girlfriends nowadays, but on the off chance I'm actually home I don't want burly debt collectors taking my TV away. Would they actually send people to my house?

fermi

Shop Direct = Littlewoods, Very, K&Co and a few other catalogues.

eyeopener2

There is a 'prove it' letter on here somewhere, I will try and find it, and that should shut them up as they won't actually have anything to back up what they are saying.

They must be getting desperate as a business if they are buying debt that is £120. Lets hope they go out of business soon. Wishful thinking, but one can always hope.

fermi

Prove it letter --> https://forums.moneysavingexpert.com/discussion/2607247

stevethos wrote: »

EDIT - I forgot to mention: The letter also says that if I do not respond within 10 days then they MAY arrange for their local representative to call at my home. Now I'm not too worried about this since I'm always either at work or my girlfriends nowadays, but on the off chance I'm actually home I don't want burly debt collectors taking my TV away. Would they actually send people to my house?

MAY. :rotfl:Not will.

We all MAY be wiped out by by an Armageddon style meteor strike by the end of next week. :cool:

Debt collectors cannot take any of your stuff, In fact, they can't do anything.

If they call, tell then to naff off. If they won't, then call the police and have them removed.

stevethos

Thanks for the replies, it's good to know they can't come to my door and start helping themselves to my stuff.

If I continue to ignore this, will it go away? If I'm honest, when I was 18/19 I didn't have a responsible adult around to stop me from getting contract phones, new clothes from Littlewoods (which may or may not be what this is now) and the like, so I did in all fairness amass a small debt. I'm 27 now and have been as good as gold for nearly 8 years, ignoring letters like this the entire time. I was under the impression that after X years debts simply wipe themselves and I stop getting persued. Whether this is true or not I imagine will be confirmed in the next response from you guys.

It's the phone calls that are bugging me, I don't even know how they got my number :-/

fermi

Even if yours, it may well be statute barred then.

See the info in this thread:

https://forums.moneysavingexpert.com/discussion/2606811

stevethos

It has definitely been more than 6 years. Thank you, that is very comforting to know.

Steviek_2

These people are complete chancers. Even if you owe someone money it isnt them and therefore there is no contractual obligation to them. If the debt is more than 6 years old they cannot pursue it. If it is less than 6 years old in order to gain access to any property of yours they would have had to obtain a county court judgment which you would then have ignored and the claimant can then apply for a bailiffs warrant. At no time can they just schlep along to your home and threaten you they use this tactic all the time to frighten people its about time it was stopped