bailifs - urgent help required!

pauletruth

iluvmarmite wrote: »

As was mentioned a bailiff cannot break into your house, you do not have to let them in either, they may try all sorts of crap to get into your home, something like you have to by law let them in YOU DONT, dont believe what they tell you.
If you go out and leave a window or door open then they can lawfully enter your home. If it is the bailiffs and you do let them in they will take a walk round inventory of your possessions, they wont take anything there and then but will give you time to pay what you owe, if you dont then they will be back with a van for your stuff, they cant take things like beds or things you have to use for work, if you have kids they cant take toys or anything that belongs to the kids.

If you can prove your Dad no longer lives with you then they cant get you for his debt, as long as the debt is in his name so dont worry about that, it may not have even been them, but they do play dirty tricks and will try asking neighbours if the person does live at the address, but wont let on they are bailiffs. the most important thing to remember is NEVER LET THEM IN.

a couple of points. it does not sound like a bailiff more like a debt collector.

1. a balilif can not lawfully enter this ladies house through an open window or any other way even if she was to invite them in and give them a cup of tea they vcan do nothing as she is not the debtor and the home is not that of the debtor. he would infact be breaking the law. if he was to take anything then it would be theft as its not the property of the said debtor.

2, he can't get the op for her dads debt as its not hers she does need to inform the dcc that her father moved away. well she does if she want it to stop anyway. its up to the op if she wants to give her dads new address then she can.

have you had any paperwork from a court. if not breath easier its just a dcc.

REMEMBER THAT A BAILIFF HAS NO RIGHT TO ANYTHING AT YOU ADDRESS AS ITS NOT THE ADDRESS OF THE DEBTOR. ANY AGRO CALL THE POLICE.

last point nice dad there for under two months and he does this to you. my father in law stayed with us for a while and the worst he did was to redecorate his bedroom.

sandraroffey

and thinking sensibly, would a parcel delivery company phone a neighbour to ask about a delivery?????

please dont worry. i have lived in my home for nearly 6 and a half years and im still getting callers/letters for people who used to live here. i keep telling the collection agencies but they keep coming back. like others have said, they cant have YOU for a debt that isnt YOURS.

ILW

likklegemz wrote: »

that's brilliant advise! I shall write to the credit agencies and get this sorted once and for all.

In your first post, you seemed to say that your father was a party in the purchase of the house. If he is on the mortgage then there will be a financial association which will affect you credit file.

vax2002

bailiffs are trained in "verbal entry" techniques.
They range from:
Asking to use a landline phone so they can cancel the "order"
Asking to use a toilet, to insisting they sit down and talk amicably in your home.
Once "invited over the threshold", its game over !

RobertoMoir

iluvmarmite wrote: »

If you can prove your Dad no longer lives with you then they cant get you for his debt, as long as the debt is in his name so dont worry about that, it may not have even been them, but they do play dirty tricks and will try asking neighbours if the person does live at the address, but wont let on they are bailiffs. the most important thing to remember is NEVER LET THEM IN.

Actually, the bailiffs need to prove that the goods they list belong to the debtor (which is a tricky concept, in practice, in order to take goods they need to demonstrate that the debtor lives at that address and could reasonably be expected to own the goods concerned) and not the other way around as you suggest here.

vax2002

What bailiffs "need to do" and actually do in the real world are two completely different things.
Once they get both feet over the threshold you are stuffed.

RobertoMoir

vax2002 wrote: »

What bailiffs "need to do" and actually do in the real world are two completely different things.
Once they get both feet over the threshold you are stuffed.

If they break the law then they can be dealt with. I've got a fair amount of experience with being a bailiff and working within the law and rules and successfully dealing with bailiffs who step outside those limits, and my comments were based on this actual experience, not opinion.

vax2002

I dealt with Bailiffs daily, often several times daily for 30 years and I can tell you things in the real world are somewhat different, breaking rules is like people speeding, it is so widespread that nobody really cares.
All you really need to know is once they get both feet over your threshold, you can complain all you want, nothing will get done and your goods are history, including the things you "claim " dont belong to you.
They will let you argue that in court at your own expense.
They are many ways to stop them getting over the threshold.

TonyRimmer

I had many years experience working with creditors and fending off debt collection agencies for debt management clients.
If your father used to live with you then you are not at risk by telling them the truth and that you no longer know where he lives.

At the same time however advise them clearly and deliberately and preferably back it up in writing that if he has debt then it is not your concern and that if they continue to contact you regarding your fathers affairs that you will report them for unlawful harrassment to the OFT. You can also threaten that if you ever speak with your father that he may be in touch with a complaint based around a breach in data protection.

Credit collection agencies back off very quickly when you shout back!