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A&L said no so did smiile HELP!

In my long running saga of trying to get a basic bank account ( since november) still no luck. I did smile on line and they turned me down I applied to A&L by post and yesterday got a letter turning me down. I am having to pay£65 to cash my monthly pay check which is not helping my debt! The hours I work make it impossible to get to a bank during their opening hours. Any suggestions who I could try next? I only want a basic account, I am on a DMP and only missed a couple of payments to my creditors before it kicked in PLEASE HELP!

Comments

  • AmyFlo
    AmyFlo Posts: 15 Forumite
    The Post Office does a Basic Bank Account that I believe caters for people in your exact situation try this link http://www.postoffice.co.uk/portal/po/jump1?mediaId=19700174&catId=19400181 to find out more and see if it suits!
  • Have you tried going into the bank to apeal.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • HHH_2
    HHH_2 Posts: 442 Forumite
    problem is they are shut by the time i get out of work. I live in a small place and altho there are a couple of high st banks they dont open on a saturday (altho Im usually working on a Sat) during the week i work too far away from anywhere to get to a branch. im really worried as i have to go into hospital next monady for a pretty major op on my leg so when i do come up i wont be walking for a while, I need to get an account up and running asap and cant believe i havent managed it. i thought banks had to let you open a basic account no matter what your circumstances??
  • misspoppy
    misspoppy Posts: 1,009 Forumite
    Part of the Furniture Combo Breaker
    HI HHH
    I said it about 3 times now but you can phone co-op (08457 212 212) 24 hours a day and ask for a cashminder account, they will sort this out really quickly for you. just one thing are you on the electoral roll? this may be your problem.
  • hi - i did nationwide flex account online no probs!
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