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ISAs v Pensions: The Official Retirement Debate

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Comments

  • dunstonh
    dunstonh Posts: 119,814 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    fairleads wrote: »
    No connection. And your contribution to this aspect of the never ending cost debate is.............

    ... a lot better than yours. You just post to be argumentative and aggressive to others. I, like the others, have posted the pros and cons and given examples. One of my posts on this thread was nominated as post of the week for the board and has dozens of thanks for it.

    A debate is where people debate and discuss. Let us know when you start doing that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • fairleads
    fairleads Posts: 595 Forumite
    1) From an impartial viewpoint I do find your attitude to be unecessarily confrontational.

    2) Also: if I was asked, say, where best to get paracetamol, I would probably suggest a pharmacist. I would not expect to have to remind the asker that the pharmacist would require payment in return.

    1) I prefer the word robust. A method to get to the heart of the matter.
    2) A poor analogy, the cost is on the packet, visible for all to see. However, why do advisers get so tetchy when costs are mentioned? And thats all i did, remind all and sundry there could be a cost implication to the advice proffered by Aegis. If thats confrontational well may be its all in the eye.............
  • fairleads
    fairleads Posts: 595 Forumite
    jem16 wrote: »
    That would describe almost anything, including an IFA.

    Perhaps you could answer the question with a straightforward answer.

    It has no bearing on the subject matter.
  • jem16
    jem16 Posts: 19,640 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fairleads wrote: »
    It has no bearing on the subject matter.

    It has a very big bearing on the subject matter than you keep bringing up. Very clear that you do have a vested interest.
  • fairleads
    fairleads Posts: 595 Forumite
    jem16 wrote: »
    It has a very big bearing on the subject matter than you keep bringing up. Very clear that you do have a vested interest.

    My vested interest is in clarity and fairness.
  • jem16
    jem16 Posts: 19,640 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fairleads wrote: »
    My vested interest is in clarity and fairness.

    So you were just helping a client challenge a pension calculation all in the name of clarity and fairness and took no fee for this wonderful act of kindness.

    Full marks for obfuscation though.
  • fairleads
    fairleads Posts: 595 Forumite
    dunstonh wrote: »
    ... a lot better than yours. You just post to be argumentative and aggressive to others. I, like the others, have posted the pros and cons and given examples. One of my posts on this thread was nominated as post of the week for the board and has dozens of thanks for it. Well done, which one was it?

    debate is where people debate and discuss. Let us know when you start doing that.

    At least i haven't stooped so low as to tell a lie about another poster. I have never posted under another name thus i have never been banned.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fairleads wrote: »
    1) I prefer the word robust. A method to get to the heart of the matter.
    2) A poor analogy, the cost is on the packet, visible for all to see. However, why do advisers get so tetchy when costs are mentioned? And thats all i did, remind all and sundry there could be a cost implication to the advice proffered by Aegis. If thats confrontational well may be its all in the eye.............


    In this fluent marketplace, it has been a decade since I have seen the cost of drugs on the packet. It is on the shelf (as every store sells it at a diffent price and even in on store the prices are fluid).

    And suggests you have no interaction with the marketplace. Perhaps we should invite Mrs Fairleads (if she is still with you ) to join the discussion:D
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    fairleads wrote: »
    You did once say that you won't read anymore of my comments, so don't.
    Trolls use inflamatory comments such as stupid, idiot, crap, twaddle etc when criticising another's comment. Sound familiar? And its all because they can't contribute a rational counter argument. Let alone back them up with basic calcs even.


    Trolls pick fights.

    you do, I don't. and i have far better things to do than calculate your sums for you, sorry.;)
  • atush wrote: »
    Trolls pick fights.

    you do, I don't. and i have far better things to do than calculate your sums for you, sorry.;)

    I'm not asking you to calculate my sums, i'm asking you, and others who are in dispute with my statements and figures to provide the calculations and or proof that disprove my arguments. Thats all. After all, isn't one purpose of this forum to provide accurate info. Or is it?
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