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Real life MMD:Should I pay for the £700 watch my friend forgot?

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  • Is the classmate well- connected through family etc in the drama world? If she is and you aren't, definitely pay her
  • Offer to pay all the insurance excess and leave it at that. Someone may yet hand it in and she could get it.

    You leave things in classes, the gym, etc at your own risk, if she can still claim on insurance then that's her only route for recovery, she would have had to do that anyway most likely.

    Forget sentimental argument, most jewellry and watches stolen are often gifts so would always have value, doesn;t mena you pay up and then she claims aswell to get double back, sounds opportunistic of her

    You did take responsibility of the item and is bizarre you lost it but if you pay the excess I can't see how someone cannot be happy with that.
  • Money Moral Dilemma: Should I pay for the £700 watch my friend forgot?


    At drama college we always have to remove jewellery and watches for classes, so most don’t wear anything. I was last to leave the classroom the other day and saw my classmate forgot her watch. I took it to give to her in the next class but lost it on the way. I felt awful, I bought her some flowers and said I'd pay half the insurance excess. But she says it was worth £700, had sentimental value and that I have to fully reimburse her. We're students and this is a huge amount of money!

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    NO!! You shouldn't have to pay £700 for it, I think going after your friend with her watch/flowers/paying to pay 1/2 the excess for insurance is more than enough.
    At the end of the day - she took it into college knowing the value of the item and that she would have to take it off for class- and you only did the right thing by taking away with you with the intention of giving it to her in the next class, if you had left it in the drama class it could have been taken and kept by anyone going in there... She took the risk, and you did the right thing (even if you did loose it, the item wasnt really your responsibility!) you shouldnt have to pay!
  • She borrowed the watch from me.
    So if you send me £50.00 i will call it sorted.
  • BNT
    BNT Posts: 2,788 Forumite
    Part of the Furniture Combo Breaker
    If it is the £700 she is worried about, let her deal with the insurance on that issue. You shouldn't be her insurance policy. You could pay the full excess, if that's what is takes to resolve the issue between the two of you.

    If the sentimental value is more important, then her (and your) attention is better focused on trying to find it.
  • Utter nonsence. The person who owned the watch should consider that she alone was responsible for losing £700 worth of jewellry allegedly of sentimental value. That someone else tried to help is to be congratulated not blamed. Without the efforts of the party who tried to help, the owner would not have the flowers and still would have lost the watch.
  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I know your intentions were good and honorable, but you have been even more careless in managing to 'lose' the thing.

    Would her insurance even pay out? Somehow I doubt it.
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • Talent
    Talent Posts: 244 Forumite
    You removed the watch from where you found it with good intentions. You should have taken it straight to the admin office, tell them who you thought it belonged to and got a receipt. You should report this to admin now anyway.
    If you pick something up that belongs to someone else you run the risk of being accused of stealing, whatever the circumstances. Remember, that kind of thing sticks to you like glue.
    Now you must report the loss to the police with all the circumstances. Don't let them fob you off, they will probably try. Get a reference number, give it to your friend with a note of what you have reported to the police. Tell her to claim on her insurance. End.
    You are probably not friends anymore, whatever happens.
  • Reverbe
    Reverbe Posts: 4,210 Forumite
    1,000 Posts Combo Breaker
    Just on a side note why do you have to remove jewellery and watches for drama anyway?Do people in plays and tv shows never wear it or something??
    What Would Bill Buchanan Do?
  • DaftyDuck
    DaftyDuck Posts: 4,609 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sadly & regrettably, I believe you are responsible for the loss. She left it in a classroom - who is to say it would not have been there had she returned to collect it. It may not have been, but that is beside the point. You did take it, and you did lose it, and so you are ultimately responsible.

    However, you do have my utmost sympathy. I also feel she may be taking advantage of the situation. If her insurance will not cover it (and I suspect it will not), then I feel you should offer to pay at least half of its proven value. At that price, it is essential she demonstrate the actual value. The sentimental value she lost through her own stupidity of not taking care of the thing herself.
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