Graduate Loan Discussion Area

r0b.t

Hi there, i'm in a bit of a pickle as to what do with my post education finances and would really value any help with deciding what to do.

Basically i am now at a point where i have to pay interest on my student overdrafts and my overdraft limits are being annually reduced. It was advised to me to apply for a graduate loan in order to repay my debts and i was wondering if this is a good thing to.

I have one overdraft with Barclays for £3000 and one with Smile for £2000. I am considering asking Barclays for a graduate loan of £6000 in order to pay the whole whack off and sort some out other difficulties.

First of all i want to know if this would be a good idea?
Second i would be interested in hearing peoples opinion of Barclays grad loan. Are they competitive etc.

Thanks so much in advance!

Balletbunny

I graduated a year ago and have borrowed £2000 for a year. Is it possible to move it and enjoy another year, or is it a year after graduation that you only get this? I think i already know the answer but here to hoping...? Thanks x