Multiple income sources - best lender or broker to approach for remortgage?

shortchanged_2

Will you struggle to pay the mortgage at a rate of 4.24%?

Because if you will don't forget to think of the medium term conseqences that interest rates probably will start to rise in couple of years anyway.

somethingcorporate

newterrain wrote: »

Thanks to those with helpful advice.

Re: our current fixed rate, the rate I have quoted is the fix that has applied for the last two years. The original rate (from 2005) was obviously higher. We have had various deals with Santander since first taking out the mortgage, but have not had to be subject to income assessment since 2005. Hence why I am now asking for advice.

If you don't tell us there is no way we can possibly know so if you miss something out logic will fill in those gaps, hence the assumptions and questions about your fixed rate.

You have a decent LTV so that is useful. I would really find a good broker and go from there, it's not going to be easy but at those figures it will really pay to get a professional to do the legwork.