123 debt solutions

purelovemusic

Hi guys. Just looking for some advice. Iv called 123 dbt solutions today about my debt I have with continually paying out for payday loans, paying interests but never lowering the debt.

Everything seemed very easy and straight forward. I was advised for every £200 I pay - they take £30. This is something I do not mind as I was paying around £450 previously and this was just for rollovers.. therefore never paying off or reducing my debt.

Can anyone advise if they have any information on this company? I know there are companies which are free etc but I need to lower my payments to around £200 no more and pay these off.

Please let me know asap

debtfreewannabe321

I've never heard of them, i'm with the CCCS who are free & I can pay back as much or as little as I like each month (within limits) once we have been through the budget etc. Have you tried ringing any of them just to make sure they can't help you?

purelovemusic

I did see them on the forum. Do you deal with payday loans... im continually up to my neck paying these debts and the easyness of this all just seems to straight forward.

My debt is around £2000. Did you do all this over the phone?x

Tixy

Do not use them - read this post IMPORTANT - Where to seek professional impartial advice about your debts.

Speak to one of the charities who can do the same (and more) for you for free and will explain the full impact this option will have on you/your credit file etc.

purelovemusic

I think yous are right. Having looked into this a bit more im seeing alot of mixed messages. Im about to call CCCS and see if they can help. I just really need to get this done asap. I struggling so much.x