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help required - discharged bankrupt mortgage

posted in mortgage forum then i found this one.
i'm sure this will have previously been covered too.
spot the desperate newie

We have found a property and have an accepted offer for £175000
We have a 20% deposit
I currently earn £63000 pa gross.
I am discharged from my bankruptcy for 1 year.
Bottom line we are really struggling to get a mortgage.
Does anybody know how we can get one?

Please

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Are you in an ipa
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • hi there, i'm in a similar boat

    been discharged 5 1/2 years

    10% deposit of £10,500
    need a motgage of £94,450
    partners income £21,104
    mine £12,000

    applied to nationwide on the 12th dec and had to supply loads of extra information as the decision was referrred. finally came back yesterday as a no because of one issue - which i have now sent more documents off inorder for them to re-evaluate it

    we went through a motgage broker at william h brown. and he has been very helpful
  • dojoman
    dojoman Posts: 12,027 Forumite
    Have a look at this thread:) it may or may not be of some help to you.

    https://forums.moneysavingexpert.com/discussion/2918012
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
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