DFW thank you

camuk81

Dear All,

Well its a miserable time of the year, The nights are very cold, those who have only recently had our lightbulb moment are flat out broke having not budget.

However just wanted to pop on and say thank you to everyone for all the great tips. I have a week left till pay day and every one is paid up. Just discovered I owe £300 less on my council tax bill therefore I can reduce my payments.

Even though I've had to made some very big changes and I am budgeting everything like crazy cross reference my spend diary I have £134.41 in my bank and nothing to buy and nothing to pay!

This has never happened before. Thank you everyone for all the help. Thats more money to pay off the debts and even though I have set a target of the next 3 months making the most head way feeling a lot better!

Thanks to all the great advice and keep it all up

BlushingRose

camuk81 wrote: »

those who have only recently had our lightbulb moment are flat out broke having not budget.

so true lol

camuk81 wrote: »

I have £134.41 in my bank and nothing to buy and nothing to pay!
This has never happened before.

Looking forward to something like this happening lol

xx

Mort

Way to go and that's good news on the council tax bill. :beer:

McKneff

Think positive though

Have you noticed that the nights are getting lighter:D

curlytop12

goodo, love a bit of "glass half full"

pleased to hear about the council tax.

well done for having more money than month,so often its the other way around

AlyBaly

camuk81 well done and a pat on the back to you, I agree this forum is fantastic and gives lots of hints and tips but it is you that has to make the decision to do something about it all , you have ! Well done