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First Rate Home Finance AR of Personal Touch

what does 'AR' of Personal Touch Financial Services mean?

Comments

  • betmunch
    betmunch Posts: 3,126 Forumite
    Appointed Representantive

    Basically means the Personal Touch make sure that they follow the rules and act compliantly.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Being a member of Personal Touch means;

    1) You must only sell from thier panel of lenders
    2) You almost certainly won't be offered direct to lender deals
    3) You ffer the insurance from the panel of insurers that happens to do business with PT
    4) The insurance wont be as cheap as an independant can offer where he gives a commision rebate which reduces the premiums
    5) PT have thier own complaince officers who may make you provide things the LENDER DOES NOT REQUIRE such as Bank statements
This discussion has been closed.
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