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Removal of defaults and CCJs
jessica4
Posts: 59 Forumite
Hi all,
I would just like some help please, I have spoken to Credit Expert and they have advised me that I have several defaults and a CCJ which are due to expire this year as they have been outstanding for 6 years.
Does anyone know will they just come off my credit report automatically on their 6 year anniversary date or will I have to apply to have them removed?
Thanks in advance
I would just like some help please, I have spoken to Credit Expert and they have advised me that I have several defaults and a CCJ which are due to expire this year as they have been outstanding for 6 years.
Does anyone know will they just come off my credit report automatically on their 6 year anniversary date or will I have to apply to have them removed?
Thanks in advance
0
Comments
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I think they will be removed by the computer system should the dates all be correct.
I would however check as soon as they are due to be removed to ensure that they are and then of course chase this up as necessary.
I got some good advise from the Bankruptcy forum, because there are a lot of people there trying to clean up credit files.
Bump for an expert here anyway. :-)0 -
They should come off automatically.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thank you very much for your help0
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They should come off automatically.
But double check that they do when the time comes.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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